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'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???



 
 
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  #1 (permalink)  
Old November 13th 04, 04:56 PM posted to uk.rec.caravanning
mothed-out
external usenet poster
 
Posts: 11
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

Hi,
I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -

my question is -
does a DIY conversion of this kind have to be registered in some way
for legal/insurance reasons?

thanks in advance for any help and info on this one

moth
Ads
  #4 (permalink)  
Old November 15th 04, 11:10 AM posted to uk.rec.caravanning
mothed-out
external usenet poster
 
Posts: 11
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

TP wrote in message . ..
(mothed-out) wrote:
Hi,
I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -

my question is -
does a DIY conversion of this kind have to be registered in some way
for legal/insurance reasons?

thanks in advance for any help and info on this one



Some insurers will only offer low premiums if the vehicle is in the
taxation class "Motor Caravan". Otherwise, it will be considered to
be a panel van or minibus, and these attract much higher premiums.

You can apply to have the taxation class changed at a local DVLA
office. The requirements for "Motor Caravan" a

1. A bed, or a seat that converts to one,
2. A cooking appliance
3. A sink with water supply

Your insurers may specify additional requirements such as any gas
supply to be professionally checked by a CORGI installer or installed
by one. You should ask your insurer what their requirements are.

In my experience it is worth doing. My premium for my VW camper van
is less than half what it would be as a panel van or minibus.


Thanks for that information. I will do that.

moth
  #5 (permalink)  
Old November 15th 04, 11:10 AM posted to uk.rec.caravanning
mothed-out
external usenet poster
 
Posts: 11
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

TP wrote in message . ..
(mothed-out) wrote:
Hi,
I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -

my question is -
does a DIY conversion of this kind have to be registered in some way
for legal/insurance reasons?

thanks in advance for any help and info on this one



Some insurers will only offer low premiums if the vehicle is in the
taxation class "Motor Caravan". Otherwise, it will be considered to
be a panel van or minibus, and these attract much higher premiums.

You can apply to have the taxation class changed at a local DVLA
office. The requirements for "Motor Caravan" a

1. A bed, or a seat that converts to one,
2. A cooking appliance
3. A sink with water supply

Your insurers may specify additional requirements such as any gas
supply to be professionally checked by a CORGI installer or installed
by one. You should ask your insurer what their requirements are.

In my experience it is worth doing. My premium for my VW camper van
is less than half what it would be as a panel van or minibus.


Thanks for that information. I will do that.

moth
  #6 (permalink)  
Old November 19th 04, 07:14 PM posted to uk.rec.caravanning
AN6530
external usenet poster
 
Posts: 15
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

Subject: 'legal' / 'illegal' DIY camper van conversions: - are there
insurance issues???
From: (mothed-out)
Date: 13/11/2004 17:56 GMT


I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -


Take a look at
http://www.sbmcc.co.uk/

Steve. Suffolk.
remove 'knujon' to e-mail

  #7 (permalink)  
Old November 19th 04, 07:14 PM posted to uk.rec.caravanning
AN6530
external usenet poster
 
Posts: 15
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

Subject: 'legal' / 'illegal' DIY camper van conversions: - are there
insurance issues???
From: (mothed-out)
Date: 13/11/2004 17:56 GMT


I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -


Take a look at
http://www.sbmcc.co.uk/

Steve. Suffolk.
remove 'knujon' to e-mail

  #8 (permalink)  
Old November 22nd 04, 08:53 PM posted to uk.rec.caravanning
mothed-out
external usenet poster
 
Posts: 11
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

nujon (AN6530) wrote in message ...
Subject: 'legal' / 'illegal' DIY camper van conversions: - are there
insurance issues???
From:
(mothed-out)
Date: 13/11/2004 17:56 GMT


I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -


Take a look at
http://www.sbmcc.co.uk/

Steve. Suffolk.
remove 'knujon' to e-mail


That's an interesting site, thanks.

I've been going spare thinking about all the possibilities, and
generally I've been shocked at how overpriced so many 'proper',
professional/factory converted vehicles are.

Also, even when I see something with a bit more character, I think i'm
just buying someone ELSE's dream.

So, just lately I've been thinking I should put my money into buying
the best condition, lowest mileage commercial van I can afford,
completely without modification.

I'm just going to try and get the absolute basics fitted in there to
start with, you could even just bolt a sofa bed in the back to start
with. But you just get to thinking, hey, I could have this, I could
have that. It's a really interesting project to start planning,
designing compact units and all that. I know that eventually the money
I spend will be the same as for a fully converted job with lots of
facilities. But at least it will be MY idea of what I want.

And the point is, if you get a newish vehicle with plenty of life, you
know that if you look after it, you'll have it for enough years to
take it step by step, spreading the cost, maybe adding a new wotsit
every now and again. And the thing will run long enough to be worth
the mental, creative and financial investment. Much better that
getting something older (but still expensive!) that might not have
been mechanically cared for.



And
  #9 (permalink)  
Old November 22nd 04, 08:53 PM posted to uk.rec.caravanning
mothed-out
external usenet poster
 
Posts: 11
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

nujon (AN6530) wrote in message ...
Subject: 'legal' / 'illegal' DIY camper van conversions: - are there
insurance issues???
From:
(mothed-out)
Date: 13/11/2004 17:56 GMT


I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -


Take a look at
http://www.sbmcc.co.uk/

Steve. Suffolk.
remove 'knujon' to e-mail


That's an interesting site, thanks.

I've been going spare thinking about all the possibilities, and
generally I've been shocked at how overpriced so many 'proper',
professional/factory converted vehicles are.

Also, even when I see something with a bit more character, I think i'm
just buying someone ELSE's dream.

So, just lately I've been thinking I should put my money into buying
the best condition, lowest mileage commercial van I can afford,
completely without modification.

I'm just going to try and get the absolute basics fitted in there to
start with, you could even just bolt a sofa bed in the back to start
with. But you just get to thinking, hey, I could have this, I could
have that. It's a really interesting project to start planning,
designing compact units and all that. I know that eventually the money
I spend will be the same as for a fully converted job with lots of
facilities. But at least it will be MY idea of what I want.

And the point is, if you get a newish vehicle with plenty of life, you
know that if you look after it, you'll have it for enough years to
take it step by step, spreading the cost, maybe adding a new wotsit
every now and again. And the thing will run long enough to be worth
the mental, creative and financial investment. Much better that
getting something older (but still expensive!) that might not have
been mechanically cared for.



And
  #10 (permalink)  
Old November 22nd 04, 09:21 PM posted to uk.rec.caravanning
R. Murphy
external usenet poster
 
Posts: 57
Default 'legal' / 'illegal' DIY camper van conversions: - are there insurance issues???

Not sure if this is still fact, but there was a time when people who
converted vans into estates with rear seats (ie put in windows etc) had to
pay some sort of purchase tax (or was it VAT?) proportionate to the vehicles
age - this was a tax which was levied on vehicles in general but not on
commercial vehicles, if I remember right.

So - your conversion of the van (a commercial vehicle) into a camper (no
longer a commercial vehicle) might attract the attention of the revenue?

"mothed-out" wrote in message
om...
Hi,
I have heard rumours that when a commercial type van is converted to a
camper, with cooker, beds, fridge etc. that there are some legal
issues which arise to do with the vehicle's legal classification -

my question is -
does a DIY conversion of this kind have to be registered in some way
for legal/insurance reasons?

thanks in advance for any help and info on this one

moth



 



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